Self Directed IRA 401k

Starting A Business With Your IRA or 401k

Many of us dream of the day we can be our own boss and run our own business. This is a common, American dream that many of us share. Starting and running your own business is not for everyone and access to capital and enough capital are crucial for success in starting and running your own business.

Today's current credit and economic environment is causing large numbers of companies to struggle for credit and capital to maintain their businesses. The current credit and capital access problems are strangling companies and are resulting in layoffs and closing of small businesses.

There's an answer...

If you happen to be caught in the current credit and economic crunch as an employer or an employee, there are answers. NAFEP is a leading provider of self directed IRA and 401(k) solutions that enable existing or new businesses to tap retirement funds for capitalization.

The NAFEP mySOP^TM is designed to have a profit sharing plan created for your new or existing business. mySOP^TM is our trademarked term for “my Stock Ownership Plan”. The mySOP^TM allows you to rollover retirement funds into your company's plan and purchase stock in your own C-Corp. The purchase of stock allows your retirement plan to become a shareholder in your corporation and this in turn provides new capital to your current or existing business.

How does the self directed 401k work?

1. Create Entity (LLC or C-Corp). NAFEP will create the entity with the appropriate state.

2. Create the Plan (Trust with Plan documents). NAFEP will create the Plan and file with the IRS.

3. Rollover monies from IRA or 401K to your one.K.

4. Setup Checking Accounts for the Company and the Plan.

5. Direct Investments by purchasing membership or stock in a company (your C-Corp or another entity).

Self Directed 401K (one.K^SM) Benefits:

1. 401K Plans do not permit direct ownership of real estate or other non-traditional investments in an 401K, so indirect investment via the self directed 401K (one.K^SM) is the only choice.

2. When a (one.K^SM) (Self Directed 401K) sells real estate or other investments, the capital gains are deferred through the 401K, like any other 401K investment. The headaches of 1031 exchanges are never necessary.

3. Ownership of the property in a one.K allows you, as manager, to have direct, hands-on control of and investment decisions over one.K assets, including control of the checkbook. Custodian involvement and hassles are eliminated, regardless of whether the investments are in securities, real estate or other assets.

4. A one.K can use its 401K funding as a down payment for a real estate purchase, with the one.K financing or borrowing the balance. The use of debt financing for real estate is not subject to UBIT tax.

5. Since you control and handle all one.K transactions, and act as the "custodian", then there are no expensive annual fees.

6. Litigation threats which accompany investments such as real estate are substantially reduced. This is done by isolating the investment inside a title holding company or Trust holding company, and away from the rest of your 401K funds and estate.

7. Continues to provide deferral of income and gains inside the 401K.

8. If the company sponsoring the plan generates income, then you can make contributions of up to $45,000 annually to the 401K plan ($15.5K for employee and $29.5K for employer for the year 2006)

Uses for a mySOP^TM /Self Directed 401k Plan

• Purchase real estate

• Loan to yourself or others

• Buying or starting a business

• Use purchase options on real estate

• Flip properties

• License intellectual properties

How Can I Learn More?

If a self directed 401k plan with a mySOP, sounds like something that could help you start a business or your current business go to our website and our presentation:

Click here for the webpage

Buying Real Estate With Your Self Directed IRA

   

A self directed IRA can be a powerful weapon for building your retirement account. Despite the current economic turmoil in the real estate market, real estate has always been one of the number one ways in which people build wealth.

Historically, real estate is one of the best investments anyone makes in their lives. Our country has been going through a real estate downturn for more than a year of a magnitude not seen since the great depression. Property values have declined significantly in many places in the country. Foreclosure rates are at historical highs.

With the market conditions that the media paints as well as the current state that I have referred to, now may not seem like the time to get into real estate. However, now is exactly the time to be looking and planning your next move. Real estate and the economy in general are not going to stay in the same conditions forever. The best opportunities for finding real estate deals are starting to surface. One of the best and only ways to capitalize on those investments is through a self directed IRA.

The stock market is not likely to provide much in the way of returns over the next 1-2 years. The stock market will not come back until the real estate market stabilizes and shows signs of life. That time is starting to present itself. Now is the time to start looking and planning for that real estate investment.

In order to make sure that you are prepared and ready to capitalize on the real estate opportunity, you need to set up a self directed IRA LLC. NAFEP is the industry leader in self directed IRA LLC investing in real estate.

NAFEP is your one stop solution for IRA investing in real estate. We consult with you regarding your transaction. We setup all of the necessary entities, and documents required to get started. We help you rollover your IRA monies to our sister company American Estate & Trust. Additionally, we have lenders lined up to help you obtain any additional funding that you may need to complete your real estate transaction.

If you would like to learn more about how the self directed IRA LLC works, CLICK HERE, or call 1-800-454-2645 or email info@nafep.com.